The Upwards Story

We Provide Quick Personal Loans up to Rs. 2 Lakhs

Who are we?

Founded in the year 2017, Upwards is a RBI registered NBFC committed to offering personal loans to salaried professionals. We stand for catering to your personal financing needs in an easy way by adding technology to the loan buying process, thereby providing you instant access to funds in a simple and transparent way.


We have been successful in building advanced data science-driven underwriting algorithms that help us aggregate data from different mediums and generate a credit report with over 500 data points available. Thus, with us, you don’t have to worry about the complex loan process and long turnaround times. We fill up in your pocket in the form of an app that allows you to apply and get a loan instantly.

What do we do?

To put it simply, we are involved in the business of providing loans. We do this through the Upwards loan application that can be downloaded from the Google play store. Understanding the difficulties faced by loan seekers in India, we intend to change the loan borrowing process by making optimum use of technology. By adding a touch of technology to the ever so cumbersome loan process, we have transformed loan borrowing into something that is hassle-free and instant.

With us, you can apply for a loan in a few easy steps, without having to worry about providing any physical documents. Our application offers you a three-step process that allows you to apply for a loan by just providing your KYC and other additional details. Additionally, you can also upload documents online.


Our mission is simple: we want to build a one-of-kind, effortless loan buying platform that allows customers to get a loan easily and affordably. We strive hard to make our customer’s life easier by providing them quick access to money in a simple way.

Upwards has partnered with the RBI registered NBFCs to offer you loans at low interest rates.

In the year 2019, Upwards got the NBFC license from RBI. We are committed to offering personal loans to salaried professionals at low interest rates and less processing fee.


Shunwei Capital
India Quotient
Mayfield Fund
Join us

Upwards is on a hiring spree. We are on lookout for people who are passionate about their job. If you think you fit the bill and would like to be a part of India's leading fintech startup, then email us your resume at

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