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Get Instant Cash Loan via Upwards

Apply for a quick personal loan today to fulfill your dreams with minimum documentation!


Happy Customers

Rs. 50+ crore

Loans Disbursed

>1 Million


The Upwards Advantage


EMI as low as Rs. 1500 for a loan of Rs. 50,000

Quick Approvals

Get approval within 24 hours and disbursal within 48 hours

Fully Digital

Comes with auto-debit e-NACH and EMI facility

Instant cash loans

An urgent cash requirement can disrupt your monthly budget, often leaving you in a financial crunch in the long run. But you can save yourself from such a situation by availing an instant cash loan online. Be it splurging the money on your next vacation, surprising your loved one with a gift or shopping for yourself even, no matter what the case is, an instant cash loan can be your savior at all times. While you may find it difficult to avail a loan from the bank in case of an emergency situation as banks usually take 2-3 days to even process your loan application. But with Upwards, you can avail an instant cash loan up to Rs. 1,00,000 in a hassle-free way. Getting an instant cash loan from Upwards is a perfect solution to take care of all your unexpected financial expenses.

What is an instant cash loan?

An instant cash loan is a type of unsecured loan that you can avail to cater to your multi-purpose financial requirements. You can use the loan amount for personal expenses such as hospital bills, school fee, household repairs, credit card bills, etc. With Upwards, you can avail instant cash loans up to Rs. 1 lakh on submission of basic KYC documents and bank statements. With us, you do not have to provide any guarantor or collateral.

How it Works?

Fill in Application Form

Download the Upwards app and complete KYC and submit your documents.

Get Instant Approval

On successful submission of the application, wait for us to update the status of your application.

Digital Signature

On approval of the loan amount, complete digital signature and set up e-NACH online.

Documents Required for Instant Cash Loan

Address Proof
Bank Statement
PAN Card
Last 3 Months Salary Slip

Flexible Loans For All Pocket Sizes!

India's Preferred Instant loan App

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Benefits of Availing Instant Cash Loan

  • Use the funds for handling unexpected financial situations.
  • You don’t have to liquidate your investments
  • Get funds on the go
  • Competitive interest rates

Eligibility Criteria for Instant Cash Loan

You don’t have to necessarily have a high credit score or a high income to get a loan from Upwards. Fulfilling the below eligibility criteria is enough!

You are a citizen of India
More than 21 years of age
Minimum Salary of Rs. 15,000

Personal Loan EMI Calculator

EMI is: 2952
Total Amount
Tenure (in months)
Rate of Interest (Monthly)
% Monthly

Loan Terms

Loan AmountRanging from Rs. 20,000- Rs. 2,00,000
Annualised Interest RateRanging from 12% to 30%
Repayment TenureRanging from 12 to 36 months
Processing Fees3% of the loan amount

Instant Cash Loan FAQs

What is the minimum net salary requirement to avail an instant cash loan from Upwards?
Minimum net salary requirement to avail an instant cash loan from Upwards is Rs. 15,000
What is the tenure of instant cash loan?
You can avail an instant cash loan from Upwards for tenure of 12 months- 48 months.
Does Upwards check my credit score when checking my instant cash loan request
Yes, to be eligible to get an instant cash loan from Upwards, you need to minimum credit score of 600
How long does it take my instant cash loan request to get approved?
Your instant cash loan request will get approved within 24 hours of your loan application.
How can I repay my instant cash loan?
You can repay your instant cash loan on Upwards by setting up e-NACH that will auto-debit your EMI on a monthly basis.

India's Preferred Instant loan App

Download the App Now