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Get a Personal Loan in case of Emergency via Upwards

Apply for a quick personal loan today to fulfill your dreams with minimum documentation!


Happy Customers

Rs. 50+ crore

Loans Disbursed

>1 Million


The Upwards Advantage


EMI as low as Rs. 1500 for a loan of Rs. 50,000

Quick Approvals

Get approval within 24 hours and disbursal within 48 hours

Fully Digital

Comes with auto-debit e-NACH and EMI facility

Personal loan for Emergency

An emergency situation not only disrupts your peace of mind but also your finances. An unpredictable event takes your finances for a hit, leaving you in urgent need of funds. At such times, your search for emergency loan online can end with Upwards. Helping you battle emergency situations, Upwards offers you loans ranging between INR 20,000- INR 2,00,000. Emergency loans by Upwards help you deal with bad situations easily by offering you instant access to funds at an low EMI that don’t hurt your pocket. Personal loan for emergency situation can be availed by applying online through our mobile application on Google Play store.

What is an emergency loan?

An emergency loan is a loan you can avail to resolve your financial crunch. This is an unsecured personal loan that does not require any collateral and can be used for catering to any type of personal emergency situations. Be it paying off medical bills, education bills or even wedding expenses, when financial expenses come uninvited, you can resort to availing an emergency loan.

How it Works?

Fill in Application Form

Download the Upwards app and complete KYC and submit your documents.

Get Instant Approval

On successful submission of the application, wait for us to update the status of your application.

Digital Signature

On approval of the loan amount, complete digital signature and set up e-NACH online.

Documents Required for Emergency Loan

Address Proof
Bank Statement
PAN Card
Last 3 Months Salary Slip

Flexible Loans For All Pocket Sizes!

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Benefits of Availing Emergency Loan

  • Use the funds for handling emergency situations that require financial assistance.
  • You don’t have to liquidate your investments
  • Get funds on the go
  • Competitive interest rates

Eligibility Criteria for Emergency Loan

You don’t have to necessarily have a high credit score or a high income to get a loan from Upwards. Fulfilling the below eligibility criteria is enough!

You are a citizen of India
More than 21 years of age
Minimum Salary of Rs. 15,000

Personal Loan EMI Calculator

EMI is: 2952
Total Amount
Tenure (in months)
Rate of Interest (Monthly)
% Monthly

Loan Terms

Loan AmountRanging from Rs. 20,000- Rs. 2,00,000
Annualised Interest RateRanging from 12% to 30%
Repayment TenureRanging from 12 to 36 months
Processing Fees3% of the loan amount

Emergency Loan FAQs

Can I use emergency loan for travel purpose?
Yes, you can use the emergency loan for travel purpose.
Will I get any tax benefit on availing a personal loan for emergency from Upwards?
No, emergency personal loan availed from Upwards does not qualify to attract any tax benefits.
What is the processing fee for getting a travel loan from Upwards?
We charge processing fee of 2-3% of the loan amount you have availed.
Does Upwards check my credit score when issuing me an emergency loan?
Yes, Upwards does check your credit score when issuing you an emergency loan.
What is the minimum credit score required to avail an emergency loan?
The minimum credit score required to avail an emergency loan is 645.
Can I foreclose my emergency loan taken from Upwards?
Yes, you can foreclose your emergency loan taken from Upwards by paying the prepayment charges along with the applicable taxes.

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