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Get a Personal Loan for Home Renovation via Upwards

Apply for a quick personal loan today to fulfill your dreams with minimum documentation!


Happy Customers

Rs. 50+ crore

Loans Disbursed

>1 Million


The Upwards Advantage


EMI as low as Rs. 1500 for a loan of Rs. 50,000

Quick Approvals

Get approval within 24 hours and disbursal within 48 hours

Fully Digital

Comes with auto-debit e-NACH and EMI facility

Personal Loan for Home Renovation/Home Renovation Loan

Redecorating your house is not only a daunting task but also a costly affair. Though redecoration can help you amp up the look of your space, but it can surely dig a big hole in your pocket, making it difficult for your to manage the finances. But with a personal loan for home renovation, you can renovate your home without worrying about the fee of the contractors, fee of the interior designer, purchasing raw materials and others. Simply apply for a home renovation loan with Upwards to receive funds into your account in an easy way. Upwards offers you home renovation loan up to 1 lakh at an EMI as low as Rs. 2500/month along with flexible tenures that do not dig a hole in your pocket.

What is a home renovation loan?

Home renovation loan is a loan you can avail to renovate, remodel or make repairs in your house property. You can also use this loan for buying furniture, bathroom fittings, fans or for any other purpose related to its renovation. Understanding that over years, the look of your house can wear off due to climatic changes and require regular maintenance and care, you can avail a home renovation loan. With Upwards, you can avail a personal loan of up to INR 1 lakh for home renovation at an EMI as low as Rs. 2500. We at Upwards offer quick loan approval and the loan is disbursed within 24-48 hours.

How it Works?

Fill in Application Form

Download the Upwards app and complete KYC and submit your documents.

Get Instant Approval

On successful submission of the application, wait for us to update the status of your application.

Digital Signature

On approval of the loan amount, complete digital signature and set up e-NACH online.

Documents Required for Home Renovation Loan

Address Proof
Bank Statement
PAN Card
Last 3 Months Salary Slip

Flexible Loans For All Pocket Sizes!

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Benefits of Availing Home Renovation Loan

  • Use the funds to give a new makeover to your home
  • You don’t have to liquidate your investments
  • Instant access to funds
  • Loan disbursal within 24-48 hours

Eligibility Criteria for Home Renovation Loan

You don’t have to necessarily have a high credit score or a high income to get a loan from Upwards. Fulfilling the below eligibility criteria is enough!

You are a citizen of India
More than 21 years of age
Minimum Salary of Rs. 15,000

Personal Loan EMI Calculator

EMI is: 2952
Total Amount
Tenure (in months)
Rate of Interest (Monthly)
% Monthly

Loan Terms

Loan AmountRanging from Rs. 20,000- Rs. 2,00,000
Annualised Interest RateRanging from 12% to 30%
Repayment TenureRanging from 12 to 36 months
Processing Fees3% of the loan amount

Home Renovation Loan FAQs

Does personal loan for home renovation offered by Upwards offer any tax benefits?
No, since personal loan for home renovation offered by Upwards is an unsecured type of loan, you do not receive any tax benefits.
What is the interest rate offered by Upwards for home renovation?
We offer personal loan for home renovation at interest rate 12%-30% per year.
What is the maximum home renovation loan amount I can avail from Upwards?
You can avail maximum of Rs. 1 Lakh for home renovation purpose.
What will the EMI amount I will have to pay towards the home renovation loan availed from Upwards?
You can calculate the EMI using our home renovation loan EMI calculator.
What is the tenure I can choose for repayment of my home decoration loan?
You can choose from 24-60 months tenure for repayment of your home decoration loan.

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