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Get a Personal Loan in case of Medical Emergency via Upwards

Apply for a quick personal loan today to fulfill your dreams with minimum documentation!


Happy Customers

Rs. 50+ crore

Loans Disbursed

>1 Million


The Upwards Advantage


EMI as low as Rs. 1500 for a loan of Rs. 50,000

Quick Approvals

Get approval within 24 hours and disbursal within 48 hours

Fully Digital

Comes with auto-debit e-NACH and EMI facility

Personal loan for Medical Emergency

Life is unpredictable and a medical emergency can crop up anytime. The best way to overcome such a situation is to get a personal loan. With the rising medical expenses, it can get difficult for an individual to manage funds for the cost of treatment that he or his loved has to undergo. And in case of a serious illness, even a medical insurance policy does not suffice the cost of treatment. During such times, availing a personal loan for meeting your medical expenses is the best solution one can opt for. Getting a medical loan in India is convenient, fast and easy with Upwards. Following a few simple steps online helps you cater to all your medical requirements by offering you quick access to funds, even on the go!

Provide all the required documents for KYC without fail.

Each lender irrespective of whether it’s a bank or any other non-banking financial companies (NBFC’s) has a common eligibility documents requirement. Until a potential customer’s KYC documents are provided and verified by the financial institution or NBFC, they won’t be allowed to avail any of the latter’s services. When it comes to taking a personal loan in India, lenders will require common KYC documents such as PAN card, bank statement, salary slip, in addition to an address proof such as a utility bill.

How it Works?

Fill in Application Form

Download the Upwards app and complete KYC and submit your documents.

Get Instant Approval

On successful submission of the application, wait for us to update the status of your application.

Digital Signature

On approval of the loan amount, complete digital signature and set up e-NACH online.

Documents Required for Medical Loan

Address Proof
Bank Statement
PAN Card
Last 3 Months Salary Slip

Flexible Loans For All Pocket Sizes!

India's Preferred Instant loan App

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Benefits of Availing Medical Loan

  • Use the funds for to take care of all the medical expenses
  • You don’t have to liquidate your investments
  • Instant access to funds
  • Loan disbursal within 24-48 hours

Eligibility Criteria for Medical Loan

You don’t have to necessarily have a high credit score or a high income to get a loan from Upwards. Fulfilling the below eligibility criteria is enough!

You are a citizen of India
More than 21 years of age
Minimum Salary of Rs. 15,000

Personal Loan EMI Calculator

EMI is: 2952
Total Amount
Tenure (in months)
Rate of Interest (Monthly)
% Monthly

Loan Terms

Loan AmountRanging from Rs. 20,000- Rs. 2,00,000
Annualised Interest RateRanging from 12% to 30%
Repayment TenureRanging from 12 to 36 months
Processing Fees3% of the loan amount

Medical Loan FAQs

Why should I avail a medical loan from Upwards?
Very little paperwork involved, Hassle-free experience, Gives you peace of mind by offering quick access to funds, Instant approval and quick disbursal, You can avail loan ranging from INR 20,000- INR 2,00,000, Less processing fee and Low interest rates
What are the basic requirements of getting a medical loan?
To get a medical loan in India, you have to submit the follwoing documents: Aadhar card,PAN card, Last 3 months salary slip along with your bank statement and address proof
Do I have to keep any collateral for availing the medical loan?
No, you are not required to keep any collateral to avail this type of loan from Upwards.
What is NACH registration and is it necessary process to follow when applying for a medical with Upwards?
Yes, NACH registration process is important when applying for a medical loan with Upwards as it authorizes the banks to directly debit the EMI amount from your bank account. However, this process can be done only after your loan amount is approved by Upwards.
Do I have to submit any medical proof for availing a medical loan from Upwards?
No, you do not have to submit any medical certificate for availing a loan from Upwards.
Do I have to keep anyone as guarantor when applying for a loan with Upwards?
We offer unsecured medical loans for which we do not require you to keep any guarantor.

India's Preferred Instant loan App

Download the App Now