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Get a Personal Loan for Education via Upwards

Apply for a quick personal loan today to fulfill your dreams with minimum documentation!


Happy Customers

Rs. 50+ crore

Loans Disbursed

>1 Million


The Upwards Advantage


EMI as low as Rs. 1500 for a loan of Rs. 50,000

Quick Approvals

Get approval within 24 hours and disbursal within 48 hours

Fully Digital

Comes with auto-debit e-NACH and EMI facility

Personal Loan for Students

Student loans have emerged to be a boon for students who wish to study abroad. Students who wish move in to a different city in India or even abroad can avail a personal loan in India to fulfil their educational needs. It can be rightly said that student loan has made it possible for people from different economic backgrounds to study further and get admission in their dream university. Personal loan for students thus helps in easing out the tension associated with paying the school or college fee. If you’re a parent looking for a loan for educating your child or are a professional looking to study abroad, then you can easily avail a personal loan with Upwards. At Upwards, we offer you loans up to Rs. 2 lakh for fulfilling your educational requirements at an EMI as low as Rs. 2500/per month. Getting a personal loan for education with us is straightforward process, involving minimal paperwork. So now, wait no longer to register yourself for the best educational course online or secure your admission at the school or college of your choice!

What is student loan?

Student loan is a type of loan you can avail for funding your or your child’s educational expenses such as tuition fees, books, supplies, etc. You can also avail this loan while you are studying abroad and are in urgent need of funds to cater to all your college expenses.

You can avail a personal loan for students in India online through Upwards by following a few easy steps. We at Upwards make it easy for you to fulfill all your educational requirements by offering you quick access to funds. With us, you don’t have to go through any paperwork or even worry about having a low credit score

How it Works?

Fill in Application Form

Download the Upwards app and complete KYC and submit your documents.

Get Instant Approval

On successful submission of the application, wait for us to update the status of your application.

Digital Signature

On approval of the loan amount, complete digital signature and set up e-NACH online.

Documents Required for Student Loan

Address Proof
Bank Statement
PAN Card
Last 3 Months Salary Slip

Flexible Loans For All Pocket Sizes!

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Benefits of Availing Student Loan

  • Competitive interest rates
  • Student loan ranging from INR 20,000- INR 2,00,000
  • Tenure ranging from 12-36 months
  • Convenient EMI rates

Eligibility Criteria for Student Loan

You don’t have to necessarily have a high credit score or a high income to get a loan from Upwards. Fulfilling the below eligibility criteria is enough!

You are a citizen of India
More than 21 years of age
Minimum Salary of Rs. 15,000

Personal Loan EMI Calculator

EMI is: 2952
Total Amount
Tenure (in months)
Rate of Interest (Monthly)
% Monthly

Loan Terms

Loan AmountRanging from Rs. 20,000- Rs. 2,00,000
Annualised Interest RateRanging from 12% to 30%
Repayment TenureRanging from 12 to 36 months
Processing Fees3% of the loan amount

Student Loan FAQs

Is there any age criteria to apply for a student loan in India?
To apply for a student loan in India, you should be at least 21 years of age.
Does personal loan for student require any co-applicant?
No, availing a personal loan for student does not require any co-applicant.
What is the loan tenure for availing a student loan?
You can avail a student loan from Upwards for tenure of 6 months-36 months.
Can I pre-pay my student loan availed from Upwards?
Yes, you can pre-pay your student loan availed from Upwards. However, doing this will attract a pre payment fee along with the applicable taxes.
What is the maximum student loan amount I can avail from Upwards?
Maximum student loan amount you can avail from Upwards is Rs. 2 lakh.
For what courses can I avail an education loan for?
You can avail an education loan to pursue any course recognized by Union Grants Commission in India and all the courses abroad. Each lender has his own list of educational institutes and courses for which they would provide the loan.

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