The more you refer...
The more you earn!

Refer your friends for a Personal Loan and earn up to ₹9999/-

Start by entering your details


Referral Rewards

1 Referral: ₹2000
2 Referral: ₹4000
3 Referral: ₹6000
4 Referral: ₹8000
5 Referral: ₹9999


one of my cousin want a money and I told him to use this app now whenever he made you always thanks me to suggest this app.

-Ragini Philip

I recommend all of you to use this app the quality of work and the other things also are very good I already used this app so I confidently suggest you this app.

-Gulzar Wadhwa

This app is the India's number one app. They provide loans support and very good service. Thank You!

-Akanksha Bhatnagar

I always recommend this app to everyone to my friends family and colleagues also. I have great experience with this app and help me a lot

-Sahil Bhat

Upwards is highly professional way to handle loan care. The app provides instant loan without any paperwork. They offers special interest rates for salaried women. Thanks to team..

-Nazir Wagle


The Upwards Referral Program is available for existing and new users alike, who can refer their family and friends to apply for a loan from Upwards through this program. If the referred person gets a loan by Upwards, the referer receives Rs. 2000 as the referral reward!
No, the referral program is open to everyone. You (referrer) or the referred person (referee) need not be a past/current user in order to be eligible for the program.
Yes, you can still refer the referee if they are already a past or existing Upwards user.
You will receive Rs 2000 for every successfully approved referee.
As many as you want! There’s no limit to how many people you can refer. With this program, the more people you help by referring, the more you earn!
If your referee has been approved for their loan, you will get the referral amount via UPI. If you don’t have UPI, we’ll get in touch with you for other options.
It usually takes 24 hours from date of application submission to get an approval or rejection status, but this may vary depending on various factors. As soon as your referee receives their funds, you’ll receive your referral reward as well!
Simply enter your referee’s details in the sign-up form below. If you’re using the app, click on the “App Referral” option from the drop-down menu on the top left corner. You’ll see a referral code which you can share with your referee. Referees need to download the Upwards app via the customized link that you share with them.
Just fill out your referree’s details in the form above, or if you’ve referred them via the app, let them fill out their details. After the details have been received, we will directly contact the referee for their loan requirement, and further update via SMS or email if their loan is sanctioned.