1-hour loans by phone in India

Get instant loan upto Rs. 2 lakh at EMI starting from Rs. 2500/lakh.

1-hour loans by phone in India

Looking for 1-hour loan by phone in India? If you are a salaried professional, then your search ends here on Upwards. With Upwards, you can get instant personal loan up to Rs. 2 lakhs without any collateral. You can apply for a personal loan with us if you have a minimum salary of Rs. 15,000 and are employed with a government, public or private entity. We provide loans to individuals having low credit score as we look to provide quick financial support to individuals looking to avail quick loan online. You can now easily get a personal loan in 1 hour by applying online on Upwards through our instant loan application or website that offers simple application process.

How to get 1-hour loan by phone in India?

Not all lenders in India offer personal loans in 1 hour in India. However, with digitization, several fintech companies in India offer you quick access to money. Upwards offers 1-hour loans by phone in cities like Mumbai, Chennai, Hyderabad, Pune, Delhi, Ahmedabad and others. You can apply for this type of loan online in India through the Upwards instant loan app that can be downloaded from the Google playstore. You can also apply for the loan through the Upwards website.

Once the Upwards application is downloaded, you can login via Facebook or Gmail ID. Once you have logged in, proceed with submitting your personal and professional details and complete the KYC. You can then upload documents (PAN card, address proof, salary slip and bank statement). Your loan application will then be assessed by our credit team. On receiving successful approval, the loan amount will be disbursed directly in your bank account.

Unlike traditional bankers, fintech companies like Upwards do not make you wait for days to approve your loan status. Our algorithms and data systems help us assess your loan eligibility and offer you quick approvals. Our easy-to-meet eligibility parameters ensure that even low-credit and low-income individuals can get 1-hour loans by phone at minimal paperwork.

Benefits of 1-hour loan by phone from Upwards

  • Get loan amount of Rs. 20,000- Rs. 2,00,000 in quick and easy way
  • Get instant access to funds
  • No paperwork involved
  • Complete digital signature and eNACH set up online
  • No collateral required
  • Minimum monthly income requirement of Rs. 15,000

Eligibility criteria required for availing 1-hour loan

  • You should be a citizen of India
  • You should be aged between 21-60 years
  • You should have minimum monthly income of Rs. 15,000

With the above eligibility criteria, having minimum credit score of 600 is essential.

Documents required for availing 1-hour loan

  • PAN Card
  • Address proof like Aadhar card, passport, utility bill or driving license
  • Last 6 months bank statement
  • Last 6 months salary slip