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Documents Required for Personal Loans

Apply for a quick personal loan today to fulfill your dreams with minimum documentation!

Documents Required for Personal Loan

If you want to take a personal loan online in India from Upwards, you will need to provide a set of standard bank loan documents to help verify details such as age, address, income, and employer.

Upwards provides unsecured personal loans which means that these are personal loans with no collateral. Therefore, there is more potential risk of a borrower to default or abscond on repaying the loan. This is why there are certain documents required for personal loan that lenders and NBFCs require, so that they can assess the borrower’s financial stability.

Documents Required for Salaried Individuals

Ensure you have the following original documents and self-attested digital copies on hand for a seamless personal loan application process:

  1. PAN Card
  2. Aadhar Card
  3. Salary Slips (Last 3 months)
  4. Bank Statements (Last 3 months)

Benefits of Availing a Personal Loan from Upwards

  1. Quick Approval & Disbursal: Get your loan approved in just 24 hours, and disbursed in only two days!
  2. Paperless Procedure: Unlike banks, our loan application process is completely digital! Download our app or apply on our website.
  3. Minimal Documentation: Apply for a loan with only a few documents: PAN card, Aadhaar card, salary slips and bank statements.
  4. Low Interest Rates: Our interest rates range from 18-32% per annum.
  5. Flexible Repayment Tenure: Select your payment plan, between 6 to 36 months.
  6. No Collateral Required: Upwards provides unsecured loans, so you don’t need to worry about handing over any collateral for your loan.
  7. Online EMI calculator: Calculate your EMI based on your loan amount, interest rate and loan tenure.
  8. Low foreclosure and prepayment charges: If you decide to foreclose your loan or make a prepayment, our charges for the same are minimal.
  9. In-App Chat Support: Have a question about your loan? Just reach out to our customer support via the app!