Personal loan for computer/laptop

Technology has become an integral part of everyone’s life today; it has in a way changed the way we as humans function. With this, owning a laptop or a computer is a basic need of every college student, working professional and even a housewife as it helps one work faster and access tons of information online. So if you are looking to buy a new laptop or computer are upgrade from your existing one and don’t have enough funds in hand to do so, then you can opt for a personal loan from Upwards. Understanding that laptop and computers are highly priced and not suitable for every pocket size to make the payout in one go, we at Upwards provide computer or laptop loans worth up to Rs. 2 lakh at EMI as low as Rs. 2500.

What is a laptop loan?

Owning a laptop or a computer has become a necessity today and due to this banks and NBFCs provide you a personal loan that you can avail to buy the laptop or computer of your choice. You can either utilize the laptop/computer loan to buy a new laptop, upgrade to the latest model or even for its repairs. Having a laptop loan thus makes it easy for you to purchase a new one without having to wait little longer till you save enough money to buy one. Not just this, you can repay the loan at low cost EMIs that ensure a small amount does not get heavy on your pocket.

Benefits of Availing Laptop/Computer Loan

  • Use the funds to buy the latest laptop or computer of your choice
  • You don’t have to liquidate your investments
  • Instant access to funds
  • Loan disbursal within 24-48 hours

Loan Terms

Loan AmountRanging from Rs. 20,000- Rs. 5,00,000
Annualised Interest RateRanging from 16% to 36%
Repayment TenureRanging from 12 to 60 months
Processing Fees2-4% of the loan amount

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Laptop/Computer Loan FAQs

Do I have to submit my bank statement when availing a laptop loan?
Yes, you will have to submit for bank statement while applying for a laptop loan.
What will be the tenure of my laptop loan?
You can opt for tenure of 12-60 months for your laptop loan.
What is NACH registration and is it necessary process to follow when applying for a computer or laptop loan with Upwards?
Yes, NACH registration process is important when applying for a laptop loan with Upwards as it authorizes the banks to directly debit the EMI amount from your bank account. However, this process can be done only after your loan amount is approved by Upwards.
How can I calculate my laptop loan EMI?
You can calculate the EMI for your laptop loan by using our personal loan EMI calculator.