Personal loan upto Rs. 2 lakh starting at EMI of Rs. 2500/lakh.

  • Collateral-free loan
  • Minimum paperwork
  • Instant Approval

Apply For Personal Loan in India

Upwards personal loan is designed to cater to your financial needs almost instantly through an easy and hassle-free online application process. We provide you with an unsecured personal loan up to Rs. 2 lakh that can be used to cater to unexpected medical expenses, debt consolidation, wedding expenses, higher education, purchase of a new vehicle or even home renovation.

Personal Loan Terms

With Upwards, a personal loan of Rs. 50,000 for 9 months at an interest rate of 22% and a 3% processing fee will attract EMI of Rs. 6077. This means you will have to pay total interest of Rs. 4694 i.e. 9.4% of the loan amount and Rs. 1500 processing fee.


I'll pay EMI of ₹ 2644 for a loan of ₹ 50000!

I'd like to borrow:
Over a period of:
Rate of Interest:
% Yearly
Loan Amount: ₹ 50000

Loan Tenure: 24 Months

Rate of Interest: 24%

Features of Personal Loan

  • Instant Loan upto Rs. 2 Lakh
  • Minimum Documentation
  • Flexible payment tenures
  • Affordable EMI rates
  • No collateral or guarantor required
  • Available in 50+ cities

Personal Loan Eligiblity Criteria

You don’t have to worry about a hundred different things like your credit score, monthly income or your age to be able to get a quick personal loan from Upwards. You simply need to fulfil the below eligibility criteria

You are resident of India
You must be 21+ years of age
Minimum Salary of INR 20,000

Apply for quick loan today!

EMI as low as Rs. 2500 for a loan of Rs. 1 Lakh

Documents Required for Personal Loan

Address Proof
Bank Statment
PAN Card
Last 3 Months Salary Slip

Why Upwards?


EMI as low as ₹ 1500 for a loan of ₹ 50,000

Quick Approvals

Get approval within 24 hours and disbursal within 48 hours

Fully Digital

Comes with auto-debit e-NACH and EMI facility

It’s never sunny throughout the year,and it’s not always possible to handle or pre-plan an emergency. Ebb and flow is a part of life and it comes almost to everyone. The only thing certain in life is uncertainty and as an individual, all you can do best is to handle such uncertainties without putting pressure on your salary or savings.
There are a lot of situation an individual feels a need for money:

  • Medical emergency- Medical bills can rely put a lot of pressure on your pocket or savings, the most advisable thing that you can do is to opt for a personal loan or an instant loan.
  • Repairs and upgrades- A personal loan gives you the liberty to use the money for any personal purposes which can help you renovate your house or repair your workplace or pay maintenance for a car.
  • Family Functions- Arranging all the money required for a family function like marriage or any other important family gathering can ask for a lot of investment and spending all your salary or savings into it is a bad idea. Instead, the best thing you can do is use the money available in the market by taking a personal loan or an instant loan with easy EMI options and quick availability.
  • Debt Consolidation- Repaying numerous loans and credit card bills with continues changing repay the amount due to the rate of interest it becomes difficult to get the liquidity for repayment. The more time you take to repay such bill the larger the debt becomes, it’s always suggested to take an instant loan for all debt repayment.

Personal loan FAQs

Am I eligible to get personal loan?
If you are a salaried professional, having minimum monthly salary of Rs. 15,000 then you are likely to get a personal loan. Your personal loan eligibility depends on your income, job type, age, existing EMIs, credit score and other factors. You can check your personal loan eligibility online using a personal loan eligibility calculator.
What is the minimum period for which I can borrow personal loan?
You can borrow personal loan for a minimum tenure of 12 months.
How is the personal loan interest rate determined?
Personal loan interest rate is determined on the basis of your credit score, current salary, existing liabilities and the type of company you are employed with.
How is personal loan disbursed?
Personal loan is disbursed directly online in the borrower’s bank account. You can also opt to get the money through cheque or draft.

Happy Customers = Happy Us

Puja was happy to get a loan of Rs. 1 lakh for her son’s wedding

I needed money for my son’s marriage and that’s when Upwards helped me. They provided me with a loan of Rs. 1 lakh in just 2 days. The team guided me properly with the loan application process and also helped me understand the loan terms clearly. I am very happy with their service

-Puja Gupta

Mahesh was provided with a loan of Rs. 2 lakh for his daughter’s surgery

My daughter had to undergo surgery last month for which I needed money. I applied for a loan from Upwards and got the money in my account in just one day. The team was quick to help and understand my situation. Super impressed with their service and easy application process.

-Mahesh Kumar

More than 1 Million+ Happy Customers

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